Forth Arc is an informational personal-finance tool. It is not a financial advisor, tax advisor, accountant, attorney, lender, credit counselor, or fiduciary.
- Nothing in the App constitutes financial, investment, tax, legal, accounting, or other professional advice.
- All calculations — including interest accrual, amortization schedules, projected payoff dates, total interest, what-if simulations, and AI-generated plans — are estimates based on the inputs you provide and standard formulas. They do not reflect fees, penalties, rate changes, prepayment terms, or other contract details unique to your accounts.
- Always verify numbers against your loan statements and consult a licensed professional before making financial decisions.
- You are solely responsible for any decision or action taken based on the App's output.
By using the App you acknowledge these limitations and accept the risk of acting on the information shown.